Lifestyle & Trends - Money & Finance

Expert advice for smart investing strategies

Expert advice for smart investing strategies After five years of market volatility, recession and uncertainty, markets in the U.S. are showing signs of life. Leading indexes are now approaching all-time highs, and many individuals are taking a fresh look at their investment plans. But with the sting of recent losses and swings still fresh in mind, now is a good time to consider a new investment approach. If you're looking for long-term results in unpredictable market conditions, a few guidelines from the experts may help.

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Advice for choosing a financial advisor

Advice for choosing a financial advisor Saving for retirement is an essential task, but one that can be complex and demand a lot of attention. With the arrival of April - Financial Literacy Month - focusing on your existing saving strategies should be a priority. It's also an ideal time to talk to a financial professional who can help you shoulder the burden and explore other options to make your money work harder for your future.

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Hiring pros for spring cleaning tasks? What to look for and what it should cost

Hiring pros for spring cleaning tasks? What to look for and what it should cost When you hire a professional to handle a cleaning task, how do you know what he or she should be doing for the money you pay? For that matter, how do you know how much you should expect to pay? Here are some common spring cleaning and maintenance tasks that you might hire a professional to do - and some guidance for what these jobs should entail and cost.

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Got student debt? How your credit affects more than just borrowing power

Got student debt? How your credit affects more than just borrowing power If you're a recent college graduate, chances are you left school with more than just a diploma. You're probably carrying debt, as well. You may already know how debt affects your future borrowing power, but it's important to also understand how credit impacts other areas of your financial life, as well - such as how easily you'll be able to rent an apartment when you leave home.

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Budgeting 101: How new graduates can conquer entry-level income challenges

Spring is the perfect time for young Americans to take a look at their budgets and become financially fit. Not only is April Financial Literacy Month, complete with non-profit organizations around the country offering free seminars and online resources, but millions of high school and college students are also preparing for graduation and the next phase of their lives.

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Extend your car's longevity with these spring cleaning tips

Extend your car's longevity with these spring cleaning tips The open road lies in front of millions of drivers who are ready to lower the windows and feel the warm breeze, but nothing curbs the excitement of a spring drive more than car issues that could have been avoided by simple maintenance to combat the lasting effects of driving through winter.

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Financial planning insights for the LGBT community

Over the last decade, many companies have paid increasing attention to the buying power and consumer habits of the Lesbian, Gay, Bisexual and Transgender (LGBT) market. But until recently, little attention has been focused on the financial experience of LGBT individuals.

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Secrets to fear-free social media use

Secrets to fear-free social media use Many Americans love social media, but it scares them, too. While they are reconnecting with old high school classmates, viewing photos of a colleague's new baby and chatting with a friend about a new job, social media users are also worrying about having their identity stolen from a social media site. Social media users can better safeguard their identities with these tips.

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A bright idea: Tips to save money, energy with LED light bulbs

A bright idea: Tips to save money, energy with LED light bulbs With the U.S. incandescent phaseout wrapping up in January 2014, there are a lot of confusing messages in the lighting aisle using unfamiliar words like "lumens" and "kelvins." The solution is simple, instead of getting lost in the maze of bulb options, go for the one that will make your life easier and save you money.

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Tips for avoiding costly errors on your tax return

Tips for avoiding costly errors on your tax return Making mistakes is one of Americans' biggest fears at tax time. A single error can delay the processing of your return or even cause it to be rejected by the IRS. If that happens and you're entitled to a refund, get ready to wait. If you're doing your own taxes for the first time this year or aren't able to import last year's return, be especially careful to avoid these common errors.

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Fraud alert: Grandparent scam continues to trick people out of money

Fraud alert: Grandparent scam continues to trick people out of money Imagine being woken by a phone call in the middle of the night. It's your crying grandchild, who is asking for money because of an accident. Of course you want to help your loved one, so you do whatever you can in this emergency situation. You open your wallet without hesitation. Unfortunately you've just become a victim of a scam that is happening across the country. Here's what you need to know.

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Make your house look like a 'million dollar listing' for less

Make your house look like a 'million dollar listing' for less A new report reveals houses are selling faster and for more money, yet another indicator of a rebounding housing market. This will challenge sellers to sharpen their competitive edge as more homeowners, encouraged by promising indicators, put their house on the market. Josh Altman, one of the top 10 realtors in the country and star of Bravo's hit TV show "Million Dollar Listing: L.A.," shares three strategies for making houses more desirable to buyers.

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Don't duplicate the stress: think taxes year-round

Don't duplicate the stress: think taxes year-round Now that the April 15 tax filing deadline has passed, so too has the stress associated with filing taxes for most people. This year, resolve to think about taxes early and often so you don't get caught in a last-minute panic. Here are some important tips to consider.

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How to avoid a big tax bill or fine-tune your refund

How to avoid a big tax bill or fine-tune your refund Think back to your last income tax return. Did you owe Uncle Sam a lot of money, or did he give you a big refund? Whatever your situation, you can influence next year's outcome by adjusting your payroll withholding. Here's what you need to know.

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Don't let these myths rain on your retirement party

Do you dream of the day you can retire, but aren't sure how to get there? You're not alone. Many people find it easier to avoid reality when it comes to planning for retirement. Here's a look at five common myths that could derail your expectations for income when you retire.

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100 percent live like they mean it, 61 percent invest like they do [Infographic]



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How to be the buyer every seller wants to deal with

How to be the buyer every seller wants to deal with If you're shopping for a home this spring and summer, chances are you'll face increased competition from other buyers. So how do you ensure you not only land the home of your dreams, but get the best possible price from the seller and the best possible mortgage deal from your lender? By becoming the buyer every homeowner wants to sell to - a financially stable, credit-worthy, pre-approved purchaser.

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The key to being in-demand your entire career: Be a 'producer'

The key to being in-demand your entire career: Be a 'producer' Despite the competitive employment outlook, certain individuals seem to remain employed no matter how dismal the job climate. These professionals are the first to receive offers when companies are in acquisition mode and are rarely laid off during lean times. Their seemingly "charmed" reality is far removed from the struggles experienced by the vast majority of their peers, and inevitably begs the question: What is the secret to their success? The answer is simple - they possess the skills that keep them in demand.

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Protecting your paycheck - for today and tomorrow

Protecting your paycheck - for today and tomorrow People insure their homes, their cars and even their vacations without giving it a second thought. But many do not think about insuring their most important asset - their income - from a disability caused by illness or injury. And it's not just income during working years that is at risk. A disability can also put a serious dent in your ability to enjoy retirement.

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Select the right insurance for your home-based business

Select the right insurance for your home-based business Home-based businesses are booming. About 36.6 million businesses operate from U.S. households, according to the Home Based Business Institute. And the Small Business Administration notes that 53 percent of all small businesses located in the U.S. are home-based, with those numbers expected to grow substantially in the near future. But before you start planning your home-based bakery, personal training studio or computer repair venture, there's one important thing to think about: the right insurance to protect your at-home enterprise.

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